@article{Charoenwong_Miao_Ruan_NPL,
	author = {Charoenwong, Ben and Miao, Meng and Ruan, Tianyue},
	title = {Nonperforming Loan Disposals Without Resolution},
	journal = {Management Science},
	volume = {71},
	number = {1},
	pages = {898-916},
	year = {2025},
	doi = {10.1287/mnsc.2022.02163},
	URL = {https://doi.org/10.1287/mnsc.2022.02163}
}