@article{Kabir_Ruan_Immigration,
    title = {Immigration and Homeownership},
    year = {2026},
    author = {Kabir, Poorya and Ruan, Tianyue},
    journal = {Working Paper},
    url     = {https://ssrn.com/abstract=6157729},
    doi     = {10.2139/ssrn.6157729}
}